Informasi kegiatan, laporan, dan informasi penting terkait korporasi yang relevan dan bermanfaat bagi pemegang saham, calon investor, dan analis keuangan.
Phone: (021) 5081 8000
Fax: (021) 2992 8300
e-mail: iddttl@deloitee.com
Phone: +62 21 3922332
Fax: +62 21 3923003
e-mail: helpdesk1@sinartama.co.idDari Laba Bersih Perseroan sejak tahun buku 2017 sampai dengan Laba Bersih Perseroan tahun buku 2024 tidak dibagikan dividen kepada pemegang saham, seluruhnya digunakan untuk menambah Saldo Laba Ditahan Perseroan (Retained Earning).
| Pemegang Saham | Jumlah Saham | Persentase (%) |
|---|---|---|
| PT Finaccel Teknologi Indonesia | 2.756.042.477 | 75,00% |
| Sundjono Suriadi | 180.471.077 | 4,91% |
| PT Sun Land Investama | 182.533.737 | 4,97% |
| PT Sun Antarnusa Investment | 178.971.567 | 4,87% |
| Masyarakat | 376.704.443 | 10,25% |
| TOTAL | 3.674.723.301 | 100% |
| Ikhtisar Data Keuangan | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Total Aset | 953 | 1.441 | 2.476 | 3.314 | 3.638 | 6.651 |
| Total Ekuitas | 501 | 1.009 | 2.070 | 3.065 | 3.195 | 3.320 |
| Pendapatan Bunga Bersih | 48 | 62 | 103 | 140 | 429 | 965 |
| Dana Pihak Ketiga | 433 | 412 | 386 | 233 | 347 | 3.159 |
| Kredit | 592 | 904 | 929 | 828 | 1.835 | 4.247 |
| Laba Bersih | 49 | 35 | 66 | 75 | 133 | 124 |
Periode 28 Februari 2026
| Periode Data Februari 2026 |
Kredit Non UMKM | Kredit UMKM | KPR/KPA | Non KPR/Non KPA | |||
|---|---|---|---|---|---|---|---|
| Korporasi | Ritel | Menengah | Kecil | Mikro | |||
| Harga Pokok Dasar Kredit (HPDK) (%) | N/A | 7.34 | 7.34 | 7.34 | N/A | 7.34 | 7.34 |
| Biaya Overhead (%) | N/A | 3.07 | 3.07 | 3.07 | N/A | 3.07 | 3.07 |
| Marjin Keuntungan (%) | N/A | 0.88 | 0.75 | 0.75 | N/A | 0.66 | 0.88 |
| Suku Bunga Dasar Kredit (SBDK) (HPDK + Overhead + Marjin) (%) |
N/A | 11.29 | 11.16 | 11.16 | N/A | 11.07 | 11.29 |
| Kategori | Definisi Kategori Kredit | Indikator/Kriteria |
|---|---|---|
| Korporasi | N/A | N/A |
| Ritel | Kredit Ritel adalah kredit yang diberikan kepada debitur ritel, baik individual maupun badan usaha, dalam bentuk kredit modal kerja, investasi atau kredit konsumsi. | Debitur Ritel Non UMKM dengan jenis penggunaan kredit untuk modal kerja atau investasi, selain dalam bentuk kredit yang tergolong dalam kredit konsumsi. |
| Periode Berlaku | Kredit Non UMKM | Kredit UMKM | KPR/KPA | Non KPR/Non KPA | |||
|---|---|---|---|---|---|---|---|
| Korporasi | Ritel | Menengah | Kecil | Mikro | |||
| 28 Februari 2026 - 30 Maret 2026 | N/A | 11.29% | 11.16% | 11.16% | N/A | 11.07% | 11.29% |
| 31 Januari 2026 - 27 Februari 2026 | N/A | 11.03% | 10.90% | 10.90% | N/A | 10.81% | 11.03% |
| 31 Desember 2025 - 30 Januari 2026 | N/A | 12.18% | 12.18% | 11.97% | N/A | 11.82% | 12.18% |
| 30 November - 30 Desember 2025 | N/A | 12.18% | 12.18% | 11.97% | N/A | 11.82% | 12.18% |
| 31 Oktober - 29 November 2025 | N/A | 11.81% | 11.59% | 11.59% | N/A | 11.45% | 11.81% |
| 30 September - 30 Oktober 2025 | N/A | 11.83% | 11.61% | 11.61% | N/A | 11.47% | 11.83% |
| 31 Agustus - 29 September 2025 | N/A | 11.69% | 11.47% | 11.47% | N/A | 11.33% | 11.69% |
| 31 Juli - 30 Agustus 2025 | N/A | 11.11% | 10.89% | 10.89% | N/A | 10.75% | 11.11% |
| 30 Juni - 30 Juli 2025 | N/A | 10.59% | 10.37% | 10.37% | N/A | 10.23% | 10.59% |
| 31 Mei - 29 Juni 2025 | N/A | 9.68% | 9.42% | 9.42% | N/A | 9.25% | 9.68% |
| 30 April - 30 Mei 2025 | N/A | 9.45% | 9.19% | 9.19% | N/A | 9.02% | 9.45% |
| 31 Maret - 29 April 2025 | N/A | 8.79% | 8.53% | 8.53% | N/A | 8.36% | 8.79% |
| 28 Februari - 30 Maret 2025 | N/A | 8.72% | 8.48% | 8.48% | N/A | 8.32% | 8.72% |
| 31 Januari - 27 Februari 2025 | N/A | 8.53% | 8.29% | 8.29% | N/A | 8.13% | 8.53% |
| 31 Desember 2024 - 30 Januari 2025 | N/A | 10.74% | 10.38% | 10.38% | N/A | 10.14% | 10.74% |
| 30 November - 30 Desember 2024 | N/A | 10.72% | 10.36% | 10.36% | N/A | 10.12% | 10.72% |
| 31 Oktober - 29 November 2024 | N/A | 11.15% | 10.68% | 10.68% | N/A | 10.37% | 11.15% |
| 30 September - 30 Oktober 2024 | N/A | 10.06% | N/A | N/A | N/A | 6.4% | 6.23% |
| 31 Agustus - 29 September 2024 | N/A | 10.38% | N/A | N/A | N/A | 6.49% | 6.28% |
| 31 Juli - 30 Agustus 2024 | N/A | 10.61% | N/A | N/A | N/A | 6.61% | 6.36% |
| 30 Juni - 30 Juli 2024 | N/A | 10.73% | N/A | N/A | N/A | 6.81% | 6.51% |
| 31 Mei - 29 Juni 2024 | N/A | 11.93% | N/A | N/A | N/A | 9.63% | 9.43% |
| 30 April - 30 Mei 2024 | N/A | 19.41% | N/A | N/A | N/A | 14.02% | 15.02% |
| 31 Maret - 29 April 2024 | N/A | 19.30% | N/A | N/A | N/A | 13.85% | 14.78% |
| 28 Februari - 30 Maret 2024 | N/A | 18.45% | N/A | N/A | N/A | 16.58% | 14.54% |
| 31 Januari - 27 Februari 2024 | N/A | 19.55% | N/A | N/A | N/A | 16.92% | 14.28% |